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John M. Lee, REALTORŪ, real estate agent and broker for San Francisco California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me at 415-447-6231 or email to johnlee@isellsf.com.


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Mortgage Prequalification: San Francisco California home buying, real estate listings, and homes for sale in San Francisco                  County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top San Francisco Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What is the only land in the world that has not been walked on by human feet?

A 
A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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John M. Lee, REALTORŪ, real estate agent and broker for San Francisco California home listings, property and land for sale - NUMBER1EXPERT(tm)

John M. Lee
Pacific Union

One Letterman Drive
Building C, Suite 300
San Francisco, CA 94129
Business: 415-447-6231
Toll Free: 866-747-SOLD
Fax: 415-447-6201
Email: johnlee@isellsf.com

In his professional career, John has been on the cutting edge and has always tried to be the best in selling real estate. He has sold the most properties in his office each and every year since 1991, helping and advising hundreds of satisfied buyers and sellers during the process. If you need professional real estate services in San Francisco, please do not hesitate to call or e-mail John Lee. You will be glad that you did!

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