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John M. Lee, REALTORŽ, real estate agent and broker for San Francisco California home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on San Francisco, California Real Estate

Looking for homes? Search the San Francisco and national MLS systems under Find Homes. Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the San Francisco real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the
services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range.

And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top San Francisco
Realtor, I have the experience and track record you are looking for. Please let me help.

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School Reports in San Francisco, California

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Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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John M. Lee
Pacific Union
One Letterman Drive
Building C, Suite 300
San Francisco, CA 94129
Business: 415-447-6231
Toll Free: 866-747-SOLD
Fax: 415-447-6201
Email: johnlee@isellsf.com

In his professional career, John has been on the cutting edge and has always tried to be the best in selling real estate. He has sold the most properties in his office each and every year since 1991, helping and advising hundreds of satisfied buyers and sellers during the process. If you need professional real estate services in San Francisco, please do not hesitate to call or e-mail John Lee. You will be glad that you did!

Equal Housing MLS REALTOR

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